how to negotiate with credit card companies

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31

Should We Pay off a Card or Our Truck

K.S. asks from Norfolk

I am having a hard time deciding which to do and would like your opinions and ideas... Should we pay off dh's truck and use that money to pay down our credit cards? ...

66

Living on Credit Cards

M.L. asks from Chicago

Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful. Our credit score is excellent, we manage to pay things on t...

8

Credit Repair Company

T.K. asks from Dallas

Have you ever used a credit repair company? I'd like to hear personal stories, not "I heard they were a scam." We've all heard it was a scam. If YOU did it and i...

14

Tips to Pay of Credit Cards

B.F. asks from Lubbock

What is the quickest and easiest way to pay off credit cards. Has anyone used a consumer credt counseling service or debt consolidation? Is there anyway to decrease...

40

Cashing in My 401K to Pay off Credit Cards

J.V. asks from New York

Hello All, I have about 8K in credit card debt I would like to pay off. I also have 11K in an old 401K from my previous employer. I know the golden rule is not to...

13

Looking for Advice on Credit, Mortgages, Real Estate

B.K. asks from Detroit

Hi Mamas!! We've decided it's time to buy a house. We are for sure going to stay in MI so we are ready to commit to purchasing a house. We do have a few issues t...

52

Seeking "Sound" Advice on How to Recoup from Major Credit Mistakes

S.D. asks from Houston

Long story short..Former SAHM recently returned to workforce, but not before my husband and I ran into some really hard financial set backs. Our credit has been grea...

24

Any Experience with Debt Settlement Companies?

L.R. asks from Los Angeles

I'm looking for success (or horror) stories that might help me properly consider whether this is a viable option for me. Any experiences or company recommendations wo...

10

Credit Score? Will It Raise It If Im Able to Pay Very Old Bills in Full?

K.C. asks from Texarkana

Hello ladies hope everyone is doing great today . So i am like many other people that has stuggled with credit cards in the past and has has prolly 5K worth of debit ...

11

Improving Credit Scores-Settlement Amount Vs. Full Amount

M.H. asks from Houston

-I was told if you pay creditors a settlement amount, that's good and that item will show you paid and will no longer be used against you, therefore making your credi...

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