how to negotiate with credit card companies

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64

Paying off Debt

J.E. asks from Boise

I am considering using a family financial planning company to help me get my credit card debt under control. I understand that they deal with the credit card compani...

23

Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt

K.M. asks from San Francisco

I am a single mother of 2 and I bought a new refrigerator about 1 1/2 years ago and I never missed a payment or made a late payment and one day Home Depot called me u...

9

Bankcruptcy/Debt Consolidation or 2Nd Child???

C.W. asks from Austin

Has anyone filed bankcruptcy or had a debt condolidation plan that worked out for them, or maybe settled with the credit card companies? My husband and I are $80,000 ...

8

Debt Consolidation- Advice Please :-)

S.B. asks from Gainesville

Hello ladies. I am trying to figure out this whole debt consolidation and whether or not it's good or bad. It seems some people are adamant about it being a horrible ...

30

How to Reduce Debt

P.H. asks from Louisville

Has anyone ever called the credit card company and made a deal to pay it off for a lesser amount? I have been told it can be done, but am not sure if it really works...

14

Debt Relief Comments, Suggestions, Etc.

M.B. asks from Denver

Has anyone ever used a debt relief company to eliminate your debt? My husband and I are tired of not being able to pay down our mounting bills (about $25K) and think ...

35

Debt Counseling?

B.A. asks from Bloomington

I was wondering if anyone has ever used a credit counselor or gone through a debt management program? We have a sizeable amount of credit card debt & we are starting ...

20

Debt Advice?

K.M. asks from Chicago

Another question...Here is the situation. My husband and I....well, mostly me, actually...are in a terrible amount of debt. We have a meager savings, but otherwi...

4

Are They Good?

S.M. asks from Norfolk

I became a SAHM in Nov. and we were all right financially b/c my hubby was deployed and we were getting all this extra pay. He is coming home in a few months and i th...

16

More Questions About Debt

L.B. asks from New York

I received some very helpful responses regarding my first question debt consolidation. I have another question; What do you think is a better way to payoff debt when...

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