how to negotiate with credit card companies

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5

I Think I Need an Attorney in DuPage County

M.X. asks from Chicago

Can anyone recommend an attorney for the DuPage County area? Does this sound like I should use an attorney? A few years ago my husband and I had some pretty big f...

13

Debt and What to Do...

R.C. asks from Los Angeles

I recently received a letter from a company stating that I owed them money, and were preparing to take me to court unless I paid the balance in full. This debt was fr...

16

Debt "Recovery"

J.G. asks from Chicago

I have seen on tv and heard on the radio commercials for a "government debt recovery" program for people with high amounts of credit card debt. Does anyone know anyt...

22

Advice Needed for Minimizing Small Business Debt

M.D. asks from St. Louis

I left the corporate world and decided to make my own job after my whole department was laid off. I worked in Aviation for nearly 15 years. I seemed to be lucky eno...

11

Need Credit/debt Advice PLEASE

G.B. asks from Boise

If I own my house free and clear (Idaho) , but have a 40,000 credit card debt- can they force me to sell my house to pay off the debt? We have been here 6 months ...

29

How to Cut Corners on Monthly Expenses

D.H. asks from Tampa

I would love to stay home but need to cut corners, except for using coupons on food what are some other ways you have cut corners on bills and other monthly expenses....

24

Financial Questioin

H.M. asks from Detroit

Like almost every other person out there my husband and I are in a financial bind. We have a ton of credit card debt. My husband wants me to cash out my IRA of whic...

5

Advice on Getting Bills Current

S.S. asks from Dallas

*I APPRICIATE ALL THE FEEDBACK, BUT GOT LAID OFF THE VERY DAY OF THE REQUEST. PLEASE KEEP MYSELF AND MY FAMILY IN YOUR PRAYERS THAT GOD WILL GUIDE ME IN THE RIGHT DIR...

10

Wage Deduction Summons and Notice

T.B. asks from Chicago

My husband and I are barely getting by on my income alone. He is self employed and trying to revive his business as he watches the kids while I am working. As you can...

46

In a Bad Situation

L.W. asks from Dallas

I need some good advice! I currently live with my husband, three boys and my parents. We had twins last year and that is why we moved in with them to save money and...

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Answer Highlights

  • do not cash out your ira in 2 answers "Do not cash out your IRA. Your credit cards are UNSECURED debt (and hence the high ..."
  • financial peace university in 8 answers "We took a class instructed by Dave Ramsey called "Financial Peace University." Our ..."
  • dont touch your retirement in 3 answers "Don't touch your retirement funds. Seriously, at some point you will stop working ..."
  • your credit card companies in 2 answers "... fees to enter their program, then they negotiate with your credit card companies ..."
  • dave ramsey plan in 2 answers "You and your husband should get on the Dave Ramsey plan immediately and talk to your ..."