Here is a question I have pondered. We put 20% down on our house when we purchased in 2006 and since then the market has tanked. We have paid down some of the mortgag...
Hi I have a really dumb question for all of you. We currently have 2 mortgages 1st and 2nd the 1st on is adjustable rate mortages. The one loan already adjusted and...
My husband and I are planning to refinance our home within the next 90 days. However we would like to increase our credit scores as much as possible within these 90 ...
Hi! I recently looked into refinancing our vehicle through a credit union. They have amazing rates but I am still a little uneasy about using the union. I do not pers...
If you were left an inheritance, say like - $100,000, what would you do with it? Would you pay off your house if you can or your car note and other bills? Or save i...
Hello everyone, I need your advise on loan modication . I need to reduce my mortgage payment. I am a displanced worker , I can not find a decent job. I have a 15 yea...
Hi, My husband and I (as many of you are too, I'm assuming) are in the process of a new budget for '09. We are currently at the end of an "arm" loan for our home and...
Hi, we are having trouble getting a real estate loan to buy a house. This is our first house and let me preface by saying that the reason we are having a problem gett...
Has anyone out there ever refinanced their homes? We bought our house almost 3 years ago and due to our combined credit situation and us not being married, the house ...
My husband and I both have a good amount of student loans we owe to the federal government. We both have low interest rates (2.5 and 4.5%) but the way they calculate ...
