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9

Please CREDIT Advice!! Trying to Get a House!!

M.H. asks from Lima

Hello everyone :) My husband & I have two children & a couple years ago he lost his job so we had to move into my dads house & we've been here ever since. It's becomi...

37

Daughter Sad Because She Doesnt Have an Iphone like "Everyone" at School?

A.E. asks from Philadelphia

My daughter has her own Wii, DS, even her own computer. I refuse to be the parent that gets their child a phone (no offense to those who got their kids a phone but I ...

41

Advice on Finanaces

K.D. asks from Philadelphia

Hi Everyone, My husband and I are having quite a bit of trouble staying afloat with all our bills lately, and I'm wondering if anyone has advice about what we can do...

12

Community Service Project Ideas

R.M. asks from Nashville

I am going to be on the board of our MOM's Club for the next year, and my main responsibility is going to be to come up with community service projects we can do. We...

25

People Who Have Tackled Debt

A.S. asks from Los Angeles

We have 30k, yes 30k of credit card debt. Didnt even know it was that high until we added it up and I cried. We bought Dave Ramsey's "Total Money Makeover" book and...

16

Bridal Shower Maddness

L.C. asks from Portland

I have a friend that is having a traditional bridal shower instead of the take the lady out for drinks and a good time that I am used to seeing now days. I haven't be...

29

No Speaking

K.K. asks from San Diego

worried about my 19 and a half month old toddler who shows no interest (well hardly ) in speaking or repeating words. All the other toddlers around us, his age, or a ...

8

Creative Moms Hmade Gift for 4 Yo Boy

V.M. asks from Erie

for my oldest nephews first christmas, i bought a bunch of christmas books videotaped family members reading them, decoupaged a box to hold them and shipped them down...

20

Going on Cruise and Husband Is Having Nightmares of Our Son Falling Over-boat!

T.M. asks from Dallas

My father has graciously offered to take the entire family on a cruise. Everyone is going, my brother and sister their spouses and 5 kiddos + me and my son. My husb...

19

So Discouraged.....

E.G. asks from Atlanta

We have been working so hard - both my husband and I - to pay off debt that accumulated as a result of his being out of a job from the end of 2012 to October of 2013....

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Answer Highlights

  • stop using your credit cards in 2 answers "... and McDonald's are things you do NOT NEED. STOP using your credit cards."
  • cut up your credit cards in 2 answers "... first thing Dave recommends (actually two things) is to cut up your credit cards ..."
  • total money makeover in 4 answers "... FIRST: RUN, don't walk, to your library & get The Total Money Makeover ..."
  • call your cell company in 2 answers "... area and it cost much less than calling from the ship. Or call your cell company ..."
  • stick to your guns in 4 answers "I think you should stick to your guns."