mortgage interest only

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7

Seeking Help to Get Lower Interest Rates

B.B. asks from Jacksonville

Ok this is a litle bit embarrassing but I want to try to cut down on some of our expenses since we are paying so much for 2 children in daycare (25mth old and 6mth ol...

7

Looking for Mortgage Thru Non-Traditional Means

C.F. asks from Dallas

My husband and I are in a lease to purchase contract on a home that we love. Scenario 1 is we have till Dec 1st of this year to purchase this property and get the ben...

6

Who Can I Turn to When My Mortgage Company Has Botched My Home Loan Modificaton?

H.B. asks from Dallas

Hi, Mommies. I just got off the phone with my mortgage company in tears. We have been going through the modification process for over a year and have done and paid ...

9

Can Anyone Explain to Me What a Mortgage Credit Certificate Is? Is It Worth It?

S.G. asks from Houston

Ok so I'm looking to buy a house in Texas. I have been pre-approved and ready to go. My lender just told me about the program for a Mortgage Credit Certificate. I ...

9

Excell Mortgage Broker or Lender Needed for Condo Invest from ARM to Fixed Rate

C.S. asks from Washington DC

Can anyone recommend a great mortgage broker or lender who may have some good packages in these rough times of lending. I have a condo investment that I bought 5 yea...

17

Hubby Thinks 2Nd Job Is Worthless, Behind on Mortgage and Bills.

D.D. asks from Denver

My husband works a 4 10 hour schedule and off on Friday, Saturday and Sunday. I work 5 8 hour shifts off on Saturday and Sunday. We had 2 boys and added a unplanned b...

13

Ok, One Extra Mortgage Payment per Year Takes off How Much on Your Loan?

A.D. asks from Dallas

For instance, my mortgage (with taxes and insurance) is $1000 a month. If I paid an extra $1000 a year how much would it take off at the end of the loan? Say I have...

5

Tax Questions for CPA, IRS Employee or Accountant Please. Re: Mortgage and Car

B.S. asks from Houston

We recently bought our first home. My father who is disabled lives with me, my husband and our son. One of the credit reporting agencies had my credit report messed u...

25

Paying Your Mortgage off Early?

M.H. asks from Lima

Hello :) Just curious if anyone had bought their home then paid it off within a couple years and if so how? Or do you know the things you actually have to do to have ...

4

Mortgage Loan Modification/Interest Rate Reductation

P.G. asks from Atlanta

Does anyone know anyting about the loan modification do it yourself web site? I was reading about one (www.lmksoftware.com) that a Marrietta couple had used. But yo...

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Answer Highlights

  • credit card debt in 3 answers "We haven't had credit card debt for many years because we changed our mindset."
  • pay one extra payment in 2 answers "I have been told that if you pay one extra payment per year, every year, during the ..."
  • pay off your mortgage in 2 answers "It's always a good thing to pay off your mortgage as quickly as possible."
  • bi weekly payments in 2 answers "Bi-weekly payments work, it's like making 13 full payments a year instead of 12."
  • your mortgage payment in 2 answers "You pay half your mortgage payment every two weeks, so 26 1/2 payments per year."