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12

Thinking of Filing Chapter 13 Bankruptcy- Need Advice!!

K.R. asks from Youngstown

Hello ladies- My husband and I sat last night going over our finances and we are considering filing chapter 13. We had a business that failed and also made so...

19

Cost of Living Vs. Salary

E.S. asks from New York

Today I signed up with a temp agency. This was of no surprise, but I was told to lower my hourly rate. I did the math and if I do land a job, I will almost halve my p...

5

What to Do with the Money???

D.T. asks from Dallas

My husband and I are expecting our 3rd child in early September. I plan to stay home with our 3 kids for a while when the baby is born. We will be cutting our pay i...

13

Refinance???

C.C. asks from Tampa

Hey Moms.... just wondering... ever since the housing market took a dive, there has been so many offers to refinance mortgages... fortunately for my family, we were a...

19

Is Newer Home Worth Extra Cost

J.G. asks from Chicago

For those of you who have lived in newer construction and older homes, I have a question. Where we live, the property tax rate is different for older homes, homes wit...

42

Financial Issues

B.A. asks from Philadelphia

I don't know where to begin. This may be more to vent then to receive advice, but I've been very depressed lately I need to get it out. I am hoping that someone who...

34

Credit cards/Debt/Living Within Your Means

C.O. asks from Washington DC

there have been a ton of questions on here lately about credit cards, debt and living within your means....there was one mom who emptied her wallet and was surprised....

51

Just Lost My job.....pregnant W/two Kids - NEED BUDGET CUTTING IDEAS!

S.J. asks from St. Louis

I just lost my job, so our household income is now about half what it was. I am 5 months pregnant, so finding another job right now might prove challenging to say th...

15

Marriage on the Rocks

D.N. asks from Los Angeles

Hi, I am looking for advice for anyone and everyone. My husband and I had been planning to purchase a home for quite some time. We had financial difficulties and ...

16

Did You Get an Appraisal to Refinance and Then End up Not Being Able To

B.R. asks from Madison

With the low rates we want to refinance, we have only been in our home for 1.5 years but I fear that just maybe our house would be worth less then 1.5 years ago. it c...

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Answer Highlights

  • consumer credit counseling in 3 answers "I contacted the consumer credit counseling concerning our credit cards."
  • total money makeover in 4 answers "... an investment that will save your life, buy his book "The Total Money Makeover ..."
  • off our credit cards in 2 answers "... get points that can be used towards other purchases. We pay off our credit cards ..."
  • credit card companies in 3 answers "Then we called the credit card companies and began consolidating our loans."
  • your student loans in 4 answers "I know you said that you can't refinance your student loans, but what about a deferment?"