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10

Bankruptcy -- Your Experiences

L.L. asks from Los Angeles

Hi, My husband's employment industry has tanked over the last four years and we've drained our savings in order to make our mortgage, home equity loan and credit car...

7

How Much Does a "Settlement" Get Taxed?

D.E. asks from Cincinnati

Long story short, years ago when the economy had first taken a huge nose dive and real estate values plummeted, we had worked w/ our mortgage company on refinance. Th...

62

I’m in a Financial Battle with My Husband

A.E. asks from Chicago

Hello Moms, This is not a normal request you see on this site but I’m hoping there may be some moms out there that can help me realize I’m either wrong or righ...

5

Mom Whose Thinking of Buying a home...HELP!!

L.F. asks from Charlotte

Sorry to sound desperate but my DH & I are trying to get pre-approved for a home. We have talked to a Mortgage Banker and just recently, a Mortgage Broker. They bot...

11

Downgrading to a Cheaper Home

S.M. asks from Columbus

Hi ladies. We are looking for reduce our debt (and stress!) by getting a cheaper home. When my hubby & I were dating we bought a foreclosed home for $72k, fixed it ...

9

R.E Advice/ Q&A

F.B. asks from New York

Mamas & Papas- Ran into a neighbor in our building this morning, who tells me she and her husband will be retiring and moving out of the building, and will soon b...

11

Budget/Dave Ramsey ?

M.C. asks from Cincinnati

I know it sounds terrible but I never really lived with a budget. I pay all of my bills, save some and spend the rest. If you asked me where all of that money went,...

7

Home Affordable Modification

L.C. asks from Dallas

Has anyone been through this and received a modification? I have been trying over the past few months to adjust my mortgage. Every time it seems I have sent in every ...

5

Refinance Input

C.G. asks from Las Vegas

I am trying to refinance my home I have checked with 2 differnt people (lenders) and I just get higher quotes than I am paying now I dont know what to do. I have to r...

13

Credit Repair

M.P. asks from Albuquerque

We are trying to refinance our house and when I pull my credit scores I am above 620 (Which is the requirement) but when my mortgage lady pulled it she got 605. I am ...

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Answer Highlights

  • pay off a credit card in 2 answers "fun", cut it back a bit & pay off a credit card."
  • your nest egg in 5 answers "Also, paying off, you lose your nest egg so if something were to happen, would you ..."
  • thousands of dollars in interest in 2 answers "... off this mortgage I suggest you do and save the thousands of dollars in interest ..."
  • punitive damages in 2 answers "Based on what you wrote, I'm guessing these are punitive damages which are taxable ..."
  • your savings account in 3 answers "Of course the bank wants you to keep the money in your savings account - if you take ..."