DaVinci,
I had a whole post ready to go and then I re-read your post. What concerns me is that you said:
"I AM SO STRESSED"
"immense guilt over not spending enough time with my daughter"
"In a decade..."
I'm all for women being independent and having a life of their own. I choose to work full-time. I keep my money separate from my husband's. I, too, have my own mini-business on the side and stay at my current job with a good chance to own the company within a few years. That being said, I'm not stressed (as a rule) and I don't have guilt about not spending time with my sons (2.5 yrs and 6 months).
If you feel the things that you do, perhaps the people telling you to "slow down" can sense that. Are they people that really care about you (Mom, sister, best friend) or are they casual friends? If it's the latter, I fully agree with Julie C's response ideas to them. If it's someone close - maybe they are truly concerned?
A stressed Mom is hard on the kid(s) and on the marriage. It sounds like you ARE trying to "do it all" right now and it sounds like it's too much. Is there a way to scale back on the classes? Does your hubby help out with the errands and such? I realized recently that although I spend my lunch hour usually running an errand or two, by DH doesn't. In the year he's been at his job within walking distance to a Target, he's NEVER gone there! He does now. Lol. If DH supports your choice to pursue your education, he should show it around the house. If he does already, that's great.
I don't think that women need to give up all of their wants, needs, dreams. Not a chance. But, as a Mom some things naturally get put on hold. Before kids there were MANY things I did that I don't do now. I used to play softball four nights a week, jetted off to Vegas on a whim, bought a used Jeep for fun, had wave runners. Yea, I'm lucky if I'll get one team together this year to play ball. The Jeep was sold, same with the wave runners and I haven't been to Vegas in almost two years. But, the time spent with my boys is worth 100 times all that.
I wish you the best and hope you can find a way to balance everything - without the guilt and stress. You sound like a very hard-working and ambitious woman and I admire that. Your daughter will, too, but for now -at 21 months- I think she'd benefit more from Mommy.