home equity loan bad credit

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14

Kitchen Remodel Derailed by Bad Appraisal

S.M. asks from Chicago

***ADDITIONAL INFO BELOW*** My husband and I decided to finally remodel our outdated kitchen. Our plan was to do a total kitchen remodel which is very pricey so w...

13

Job Loss

M.M. asks from New York

My husband just lost his job. The company he was working for was run by a trust in England with an office in the US. Now the company went out of business and they w...

5

Manufactured Homes Good or Bad?

F.G. asks from Dallas

My husband wants to stop renting and own a home right now we are paying honestly way too much for rent and it is finally making us hit rock bottom, we just can't do i...

10

Trading "Down" a Vehicle

S.M. asks from Columbus

I'm considering trading in our van for a slightly older model, something we don't have to make payments on. We just got it 4 months ago, and with our trade-in and do...

4

Debt Consolidation, Ideas??

D.M. asks from Dallas

We have decided that we would like to consolidate our debt that we have incurred from our son's medical needs. Paying each credit card each month is draining us dry ...

14

Need Some Advice About Bankrupcy/debt Elimination.

T.B. asks from Cleveland

My husband and I have recently had some difficulties with our finances. We are barely making it. I am not working right now, since I am taking some classes. Our credi...

3

Divorce/finances

P.L. asks from Boston

Would appreciate stories/solutions/comments on those that have gone through or are currently going through a divorce with relation to the financial side of things. W...

13

House Buying Question

A.S. asks from Los Angeles

If you are not a first-time home buyer, how much do you have to put down on a house? Is there any way around putting down a huge down payment? We own this home (whi...

16

Help! Need So Advice on Debt.

D.P. asks from Chicago

My name is Lisa I live in tinley park. I screwed up big time I have a lot of credit card debt, my credit score is low and I feel bad for what I'm putting my family t...

7

Seeking Help to Get Lower Interest Rates

B.B. asks from Jacksonville

Ok this is a litle bit embarrassing but I want to try to cut down on some of our expenses since we are paying so much for 2 children in daycare (25mth old and 6mth ol...

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Answer Highlights

  • require 20 percent down in 2 answers "... have different specifications to loan requirements - some may require 20% down ..."
  • cash out your retirement in 2 answers "It could be a bad idea to cash out your retirement, because you won't have much for ..."
  • total money makeover in 3 answers "It's by Dave Ramsey and it's called The Total Money Makeover."
  • cover both mortgages in 2 answers "... a second mortgage). If you and hubby make enough money to cover both mortgages ..."
  • financial peace university in 2 answers "Hi T., My husband & I are also taking the Financial Peace University class by ..."