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16

Can You Help with Money Saving Tips?

A.H. asks from Chicago

My retirement savings just took a major nosedive with the recent stockmarket drops so I am going to need all the help I can get with saving money. Is there one major...

5

How to Buy a New Car?!

S.R. asks from Amarillo

Hello everyone! My husband and I are in the market for a new car, but we have never bought one from a dealership before, and are a bit intimidated by the whole proce...

10

Refinancing

E.M. asks from Louisville

My hubby and i are looking to refinance our house. well we ahve gone through a few companies and they say we cant b/c of his pay cut he took this year. a friend told ...

13

Changing Credit Cards....

J.W. asks from Chicago

I am thinking about getting a different credit card. We currently have one that accumulates miles for air travel, but it takes so long to get anything from it, that ...

11

Closing a Charge Card

S.S. asks from Chicago

I just read another letter about debt consolidation. I am not planning on doing that, but finished paying off a charge card. Does anyone know if I then close that ac...

4

Purchasing House

K.D. asks from Denver

I have two questions. The first is broader. How much do you pay for groceries a month for a family of five? The second is: We are looking at purchasing a home ...

8

Mortgage Trouble

O.S. asks from Birmingham

I know the laws vary from state to state. We live in AL. We are current on 1st and 2nd mortgage. It is becoming increasing difficult to make payments on 2nd mortga...

18

Credit Cards

C.B. asks from Kansas City

ok mamas, you have to grade me on a curve here. i had ONE credit card in college which RUINED both my credit (stupid college kids!) and my taste for credit cards. i h...

16

To Buy or Continue to Rent

C.W. asks from New York

My husband and I will have to move in July. We're paying way too much for our 2 bedroom in Riverdale and its not enough space, our 13 month old sleeps in the hallway...

24

At What Point Do You Make Your Child Memorize Their SS#?

N.B. asks from Minneapolis

I sooo need to get mine to! UGH! I can't remember when I finally needed to remember mine, but I know I was older..17/18 maybe and was applying for a job. My daughter ...

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Answer Highlights

  • use your debit card in 3 answers "Don't start down that path. Use your debit card."
  • secured credit card in 3 answers "Instead, I got a secured credit card with my credit union."
  • your credit score in 4 answers "... there is a chance you will run it up, cancel it immediately. Your credit score ..."
  • dont get a credit card in 2 answers "I agree with all the moms who say don't get a credit card and recommend Dave Ramsey ..."
  • renting is a waste of money in 2 answers "I say buy...renting is a waste of money- you keep paying and have nothing to show ..."