S.W.
I don't know anything about Obama's plan to help struggling families. Have you looked into Dave Ramsey? He is a financial advisor who refers people to local financial advisors that help people with money matters. Dave calls them ELP's or Endorsed Local Providers. I think that they will work with you on receiving payment for their services and Dave Ramsey has a great reputation. He is nationally known, but is located in Tennessee. I would think that their fees would be much more reasonable than the $2000.00 you mentioned. Ramsey has a web sight and offers reasonable financial classes. Many churches and companies offers his classes nationwide. Often the only cost is for materials needed to participate in the class and in some instances companies or churches will help cover those costs for families in financial crisis. It is worth looking into.