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24

Financial Questioin

H.M. asks from Detroit

Like almost every other person out there my husband and I are in a financial bind. We have a ton of credit card debt. My husband wants me to cash out my IRA of whic...

12

Bill Consolidation

K.G. asks from Fort Wayne

Have any of you wonderful mamas done a bill consolidation loan? We are currently paying $250 at about 24% a month just in the minimum owed, we do pay more on the card...

29

In So Much Debt

C.P. asks from Memphis

I'm barely can make min. pymnt on my creditcard pymnt. I'm in soo much debt and don't know what to do. I am so depressed, anyone with any ideas that can help me get o...

23

Advice with Adult Child Taking Care of Parent

B.P. asks from Dallas

I would like to know what you would like or want from your mom if she needed your help, and you moved in with her to take care of her? The situation is my dh is in...

32

First Time Home Buyers, Saving up While Tithing, Stress

E.P. asks from San Antonio

My Husband and I are wanting to buy our first home. We Struggle with our finances as a team. There is so much that I would like to put into this, but this is as easy ...

29

How to Cut Corners on Monthly Expenses

D.H. asks from Tampa

I would love to stay home but need to cut corners, except for using coupons on food what are some other ways you have cut corners on bills and other monthly expenses....

11

Seeking Financial Security

H.L. asks from Chicago

I'm trying to figure out if it is in our best interest to refinance our home, which we bought 4 years ago in northwest indiana. We have a fixer-upper which we have pu...

8

Need to Refinance Home

K.B. asks from Tampa

I need help trying to find a good mortgage company that will help me refinance my home. my rate starts adjusting in October and i am not sure what my payments are goi...

11

Looking for Ways to Get Home Business Start-up Money

S.T. asks from Provo

As I have been gathering together food storage and 72 hour kits for my family, I came up with what I think is a great idea for a home-based business. I am still work...

25

Need Advise on Loan Modifications

E.M. asks from Los Angeles

Hello everyone, I need your advise on loan modication . I need to reduce my mortgage payment. I am a displanced worker , I can not find a decent job. I have a 15 yea...

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Answer Highlights

  • do not cash out your ira in 2 answers "Do not cash out your IRA. Your credit cards are UNSECURED debt (and hence the high ..."
  • debt consolidation loan in 3 answers "I had considered doing a debt consolidation loan but we did that when I was married ..."
  • dont touch your retirement in 3 answers "Don't touch your retirement funds. Seriously, at some point you will stop working ..."
  • your credit card companies in 2 answers "... fees to enter their program, then they negotiate with your credit card companies ..."
  • credit card debt in 5 answers "When you save money, it needs to go to pay off your credit card debt, not saving for ..."