N.F.
I second the vote for Close to my Heart's new Studio J Design Studio. It will be available for customers in the Spring but there is some information on the website www.StudioJ.com
It is an online based program so there is nothing to download or buy, which is a huge perk in my opinion! It is super simple to use and wonderful quality. The first time I sat down to play with the program I made a 2-page layout in less than 5 minutes...and I hate computers and "digital scrapbooking"! There are just a few simple steps...choose your pictures, your paper pack, the template and then it puts it all together and you can adjust anything you want and add titles and journaling as you want.
Good luck in finding what works for you to preserve your precious memories!