Why don't you check into getting your real estate license? You can get it online in some states and it doesn't cost as much online as in the classroom. You can also do it at your own pace from home. Keep your current job and ask your boss if you get your real estate liscence, can she/he sign for you as a sponsoring broker? As you learn the ropes with your current job, maybe you can sell a few houses on the side. I don't want to sound ugly, but it sounds like you knew all along that your husband wasn't a dependable worker. You need to tell him that you have bigger things planned for your future (all of you), and that you don't want to be stuck in this position forever. If he doesn't see things the way you do, then maybe you should move on. That sounds harsh, but think about it. He's not thinking of you and your son, only about what he wants to do at that particular moment. If he doesn't like to work, then ask him how he can ever retire if he doesn't make enough to save for your retirement. If you don't save now, the two of you will have to work forever. Like I said, I don't want to sound mean, but sometimes I have a hard time sugar coating things I feel very strongly about. He needs to step up to the plate and be a supportive husband and father! That may only happen with an ultimatum. Good Luck! :) Again, sorry if it sounds mean. Truly, I'm not trying to be!