I wouldn't call it insensitive per se, but She's going through a HUGE emotional upheaval. Biological clocks are ticking, and hormones running rampant. You ladies need to understand her position. Walk a mile in her shoes so to speak. How would you feel if you were in her position? Think on that for a minute. I bet you'd need a moment to cry or compose yourself too.
I should know. I was that friend once, but I could never afford the expensive treatments, having blown all my savings trying to see if I was even capable of having a baby. I was pushing 30 at the time(age difference, I know), and frustrated. Most of my High School friends started having kids a decade prior, and when the conversation turned to grades and sleepovers, I quietly left to go have a cry. Or so I thought.
My friends would not let me grieve alone. They even offered to have a kid-free topic girls night out, to which I stated would not be necessary if they understood I may need a few minutes to myself to compose myself. They agreed to that one, with the caveat that if I took too long they were gonna come drag me back!
They each to a one told me that the Powers that Be(not all were standard Christians, so I'm generalising) had plans for me, and to not get frustrated. Easy for them to say! (my thoughts)
Losing babies was hard for me, I told them, and then I got a shock. I wasn't the only one in the group to have this problem. We all got to weep together and discuss it in a frank honest manner.
Boy were they ever right! One year later, I had my son. It's not been an easy road, what with Ex leaving, being a single Mom, Evaluations, and IEP's and the like.
He's now seven(soon to be eight).
La vita è bella!