M.J.
Sounds to me like you've already made up your mind. A baby trumps everything else, so there's not really going to be anything your fiancee or anyone else can say that would talk you into having another one if you don't want to. I've got to say though that it sounds like you're using the money issue as an excuse instead of just telling your fiancee that you plain & simple don't want to have another baby. I've found that people who say they're waiting until they can afford a baby never have one, there will never be "enough" money for a baby. But that's beside the point, fact is, you don't want one & that's your right to make that decision so you shouldn't feel bad about it! If you are on the fence about it (which it doesn't sound like you are, but...) maybe you'd want to talk to your fiancee about helping out more. If he picks up some of the slack you might be able to see yourself handling 2 kids, and you'd be really surprised how much help your daughter will be even though she's only 4, she'd be 5 at least by the time a new baby arrived. Just a thought. Good luck whatever you decide!