what is credit

Related Questions & Answers

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6

Refinancing Your Home.....

L.W. asks from Dallas

My husband and I are looking into possibly refinancing our home. I'm not real familiar with the whole process so I thought I would ask if anyone of ya'll had done th...

30

How to Reduce Debt

P.H. asks from Louisville

Has anyone ever called the credit card company and made a deal to pay it off for a lesser amount? I have been told it can be done, but am not sure if it really works...

18

I Cant Make up My Mind

S.R. asks from Detroit

Hi! I have asked this before and lots of others have to, but I can't decide what to do. I owe alot of credit cards and I'm making a lil more than the min payment. I p...

19

Life After Filing for Bankruptcy.

S.T. asks from Washington DC

Many blessings to you all, My husband and I recently filed for bankruptcy due an enormous amount of medical bills. I was wondering if anyone has any advice a/o ...

20

Debt Consalidation

C.C. asks from Dallas

Has any one ever done debt consalidation thru a debt consalidation company? Considering and looking for feedback? does it mess up your credit score in the long term...

11

Bankruptcy and Short Sale

J.S. asks from Seattle

Hi. I filed for Chapter 7 Bankruptcy in 2007 because of a big mortgage payment that I had and couldn't afford later on. After much thought, I decided to file Chapte...

16

Moms, Please Help, Need Advice on Approaching a Situation

J.T. asks from Chicago

Recently I made a purchase from an Avon Rep back in July. I paid using my credit card, I really didn't want to do this. After I had given her my Credit Card info, i...

13

Total Money Makeover Question

S.J. asks from Tucson

I just finished reading total money makeover and want to get started. My husband is really concerned about closing our credit card accounts and the impact that would ...

8

After Filing Bankruptcy

L.C. asks from San Francisco

It's been a little over a year now since I had filed for Bankruptcy 7. I was just wondering if anyone has been in this situation before. How do you rebuild credit...

12

Online Bank Accounts

C.M. asks from Chicago

I am looking to open an online bank account for savings so that I can benefit from the higher interest rates. Has anyone had any experience with online banking? I'm...

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Answer Highlights

  • used consumer credit counseling in 2 answers "Years ago we used Consumer Credit Counseling Services, http://www.cccs.net/. It was ..."
  • your fico score in 5 answers "As for your FICO score, if you're out of debt and pay cash for everything except a ..."
  • definitely affects your credit in 2 answers "What this does is show delinquent payments. That definitely affects your credit."
  • your credit card co in 2 answers "You can contact your credit card co., explain the situation and ask for a new card ..."
  • financial peace university in 4 answers "... My husband and I are going through his Financial Peace University ..."