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Do Banks Check Credit Before Giving You an Account?
We do run a 'pre-screen' that allows us to pre-approve for our overdraft ... but this one bank knew i had a bad record with another bank. i ended up going ...ANSWERS
See all- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an accoun...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the banki...
