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7

Savings Bonds

A.M. asks from Chicago

While reading about what to give as gifts, many suggested savings bonds. This may be a silly question, but how exactly do savings bonds work? I never had savings bond...

13

Farmers vs State Farm

M.R. asks from San Francisco

Mama's, I've been with State Farm forever, but was very upset with a current situation. I am looking to Farmers, but have no experience with them. Would you recommend...

18

Credit Cards

D.D. asks from Detroit

has any one every called credit card company to ask to lower balance so you could pay card off? if so, how much was reduced?

12

Someone Make Me Feel Better Lol

A.S. asks from Los Angeles

Am I the only person who failed to plan for Xmas savings (yet again), and as a result racked up more credit card debt than I wish to admit buying Xmas presents? I jus...

20

Pay Day Loan?

F.S. asks from Dallas

Anyone ever get a pay day loan? How exactly does it work? The pros/cons? What place did you go to? What do you look for? I see them everywhere so I'm wondering a...

40

Cashing in My 401K to Pay off Credit Cards

J.V. asks from New York

Hello All, I have about 8K in credit card debt I would like to pay off. I also have 11K in an old 401K from my previous employer. I know the golden rule is not to...

7

Retirement and 529 Advice

M.L. asks from Houston

When my husband got a new job, he had to take his former job's retirement account to the bank. It's only about $7000. Well, it's been in there about 2 years and I jus...

5

Buying a Home After foreclosure...has Anyone????

E.M. asks from Phoenix

My husband and had a foreclosure about 2 years ago. My credit is good again and I am starting to make plans to buy another home. I talked to a mortgage person and w...

49

Should I Refinance?

T.B. asks from San Francisco

I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and includ...

8

Upside down on Mortgage

J. asks from Philadelphia

Hi, Everyone I have a question for you all out there. We have a mortgage where were trying to refinance but since we are upside down and are mortgage says we wi...

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