current mortgage interest rates

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Results 11-20 from 186 articles
6

Should I Refinance My Mortgage?

A.D. asks from Dallas

I had a 5 yr ARM loan whish I got refinanced last year, March 2008, with 5.5%, 30yrs fixed. I pay monthly escrow with it. As rates are going down , should I refina...

19

Pay down Mortgage or Keep Money in an Account

J.G. asks from Chicago

Well, after this latest storm, I have decided that there is no way in hell I'm doing a build on our current property. Our backyard is a lake, and our street is a pond...

19

Invest or Pay Extra Towards Mortgage?

A.D. asks from Dallas

My mom just passed away and I am inheriting half of her investment account, it was divided up into different mutual funds earning her 1.9% and 3.2% interest. I found ...

16

Anyone Have Any Suggestions RE: the Best Mortgage Company

K.K. asks from Cincinnati

Since we recently moved here to Mason, we are now starting our house hunt. We have a Realtor but was wandering if anyone has had a good experience with their mortgag...

18

Buying a Nicer House When Almost Underwater in Current One

K.B. asks from Tampa

Here is a question I have pondered. We put 20% down on our house when we purchased in 2006 and since then the market has tanked. We have paid down some of the mortgag...

34

How Much of Your Gross Income Do You Spend on Rent or Mortgage?

J.G. asks from Chicago

Since we are preparing to move, I'm trying to figure out how much money to spend on a new mortgage. When we bought our current house, we under brought, and while I am...

17

Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?

K.R. asks from Charlotte

I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the lowest after the election. My loan ...

4

Info Requested on Home Equity Loans

L.S. asks from Dallas

Has anyone had experience with home equity loans? I would like to get some information about how much the fees are to do a home equity loan. I was thinking about ta...

5

Financial Experts Weigh-In Please!

S.S. asks from Los Angeles

I have 2 private student loans at the following variable interest rates: 1) Prime + .5% 2) LIBOR + 4.5% Given the current interest rates, this is GREAT and I'...

10

How Do I Shop for a Credit Card Without Ruining My Credit?

C.T. asks from Denver

Hi all - Like everybody else, my credit card company wanted to raise my interest rate. I chose the option to keep my low rate any they just wont renew my card after ...

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Answer Highlights

  • no more than 25 percent in 4 answers "recommendation is no more than 25% of net pay... however, if you are someone with ..."
  • recommend wells fargo in 2 answers "I also recommend Wells Fargo. We have a 30 yr fixed through them and I haven't had ..."
  • paying down your mortgage in 2 answers "... clearly you are at a greater equity advantage by paying down your mortgage ..."
  • refinance your mortgage in 2 answers "... put the $11,000 in a bank savings account and try to refinance your mortgage ..."
  • already have an emergency fund in 2 answers "If you already have an emergency fund, good retirement, college fund, etc, I would ..."