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7

Filing for Bankruptcy

E.B. asks from Seattle

We are having to do this. We are also very confused and scared because everyone one wants huge sums of money up front to help us. We dont have huge sums of money....

16

Mortgage as a Married Couple

K.L. asks from Savannah

My husband and I are saving for a home and while we most likely will not be purchasing a home for few years, we are looking into the entire process now, so we will be...

10

Collection Statutes of Limitations?

M.B. asks from Jacksonville

In 1997, I had a car repossessed ('93 Nissan Sentra). I was unemployed and about two steps away from living in the thing. Today, I received a collection letter from...

12

College

J.J. asks from St. Louis

I am at a loss on what I should do. I have almost 60 college credit hours and no degree, just a certificate. Im taking three classes now and getting burnt out already...

48

I Ask This with Humility....

C.M. asks from Portland

Hello ladies, All of us can agree that times are tough for everyone everywhere. I need so off the cuff advice from someone not my grandma. My husband and I have al...

18

Warning New Scam Out There

A.E. asks from Chicago

I know this forum is usually for questions to get help but I would like to warn everyone I can about this new scam out there. This is no joke. This just happened to...

5

What to Do with This Car?

N.G. asks from Dallas

I'm still paying on my 2004 Ford Explorer, got less than $3000 to go. It will be paid off before February of next year. We have bad credit so I financed it through ...

4

VA Loan and Divorce

S.B. asks from Dallas

Here is the situation...My husband at the time and I bought a home with a VA loan (my ex is the veteran). We have since divorced and I got the house in the divorce s...

6

Great Ideas for Getting Organized? Routines That Really Work?

G.R. asks from Chicago

Ok, I am already a fairly organized person, but recently became a SAHM for at least a year and would like to uncover any other great ideas for staying/getting organiz...

9

Need Advice on Moving Out...

A.C. asks from Greensboro

I am now married for the second time and have got myself into a pickle I guess if that is waht you want to call it. My husband and I love each other dearly but when i...

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Answer Highlights

  • cut up your credit cards in 3 answers "... to avoid, at all costs, going through a bankruptcy. cut up your credit cards ..."
  • time will raise his score in 2 answers "Making monthly payments on time over time will raise his score."
  • glad your credit card in 2 answers "Never give info over the phone...... I am glad your credit card charge did not go ..."
  • consumer credit counseling in 3 answers "... now HAS to take a silly pre and post course through a consumer credit counseling ..."
  • financial peace university in 3 answers "... different sources and immediately signed up for his Financial Peace University ..."