What Kind of Assistance Is Available for a Single Mom That Just Got Laid Off?

Updated on May 04, 2009
L. asks from Denver, CO
7 answers

I just got laid off from a great job that I had been at for 10 years. I am a single mom to a 3 year old little boy. I am thinking about returning to school for a nursing degree, but would have to go full-time and possibly work part-time. The only problem is that part-time work would not pay enough for me and my son to survive, as well as daycare for him while I am in school. I am wondering what type of assistance is available to single moms? I have seen several single mothers on here who go to school and work part-time, but how do you survive? I do not have any family close by and his father does not help when it comes to paying child support. I am having a hard time trying to decide if it is smart to change my career now, as I was making good $$, but not satisfied with my career. As I have to work and leave my little one, I want to do something I know I will enjoy. Any help from you single moms out there would be greatly appreciated!

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A.A.

answers from Denver on

Hi L.,

Our team/business is exploding right now due to all of the people looking for ways to make an income. We help people create a great income by helping others. If you'd like to see if this might be a fit for you, go to our website and fill in your name and email address, and we'll send you some information.

http://www.GoGiverSuccess.com

I'm a single mom, too (2 girls, 4 and 1)... I love this business because I have total flexibility around my schedule (and the pay is great!).

Hope this helps...

A.

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M.B.

answers from Denver on

You are smart to see what might be available to you, and by living very frugally you might be able to just go to school and not try to work at the same time. Of course you are eligable for unemployment, and WIC which is like food stamps.( only good for food, but that will feed you!). Also, as a single mother you will probably be eligable for alot of financial aid, especially FREE grant money! Nursing school is a great idea. nursing is a good solid career and you can make a decent amount of money and still be available for your child. Arapahoe community college has a program and a child care center on campus! But you need pre-recs, and they are hard, I believe the whole program is hard but it is worth it! They have changed the admittance policy from wait list to competitive, so if you can get striaght A's and with your work experience it will help you alot. As far as the father get a support order going now, the DA will do it all for you for free, even if he does not pay a dime once the order is established it will be active and accumulate over time, you will be able to garnish wages( and the DA will do that for you) or if he ever owns property you will get proceeds. Don't let this person off the hook, that is not ok. ( but don't spend all of your time and energy on it either!). I really don't believe in borrowing money but you may be able to get some student loans, that would be your very last choice, but you are not going to be able to work and go to nursing school, you will never see your child! So with pre-recs and school you can do it in three years. Metro has an accelrated program that takes one year but I hear it is really intense( but you do get a bachelors degree!) Good luck!

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T.H.

answers from Denver on

Hi L.!
Not sure what part of the country you are in, but I bet there are several non-profit organizations near you that can help with various expenses (e.g. food, diapers, and even utilities).
I volunteer for an organization in Colorado called the Emergency Family Assistance Association (www.EFAA.org). They provide a food bank, temporary housing and even help paying utility bills for families that qualify (and I'm sure you would). There resources are free and are specifically for people that need a little assistance. Please check out the organizations in your area. If you need help finding an organization, I'd be happy to research for you.
Best to you and your little boy!
T.

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J.P.

answers from Denver on

Sorry to hear about your job loss. As far as assistance, you can get help paying for daycare, its called CCAP, its through your county and they will pay a portion of your daycare while you look for a job and if you meet the minimum income requirements, say if you are going to school and working full time. This has been a big help to me. Just google CCAP and the name of your county there you can find forms or a phone number. Good luck to you, I just recently started back to school after many years and am also a single mom to a 3 1/2 yr old boy. Its hard work being a mom a student and working but I've found it to be fun most of the time and I know that if I can finally get into a career that I love life will be even better!!

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M.D.

answers from Denver on

This is actually something that I do everyday....I work for a county agency that assist individuals that have been recently laid off and need financial assistance. And unfortunatly due to the economy there has been a ton of lay offs, so I have seen the numbers here increase for individuals that have never even received assistance. There are a few different programs that you can probably look into. You can apply for TANF which is Temporary Assistance to Needy Families however the amount you get from this program is not very much however there are supportive services that you can also receive. Such as child care assistance, Job Training, transportation assistance and others. You can also receive Food Stamps and Medicaid for you and your child. Right now due to funding CCAP which is the child care program has a pretty long waiting list (depending on the county) however if all individuals receiving TANF do not need to get on this list and get child care as long as they are in some type of work activity such as training or working. There is also another program called WIA-Workforce Investment Act, which you can enroll in through one of the county Workforce Centers. This program will help you pay for training in any of the Demand Industries, which Medical is considered one. Both of these programs do go by your income. When applying for TANF they count your income prospectively so any income you earned this past month counts against you for this month. WIA is similar but since you are not working you should be eligible. I hope this helps. Here is a website for WIA - http://www.milehigh.com/. Good Luck.

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J.K.

answers from Denver on

Hi L.,

Sorry to hear about the lay off. My husband just went through that in Feb. Well, depending in which county you live is where you get the assistance. You can help with childcare, food stamps, WIC, etc. I googled the county with the word assistance. They base everything on your income, including child support if you get any.

Also, nursing is a great career. You will need to contact the school's financial aid department and fill out a FAFSA form. The government uses your past income, but you can "appeal" that by proving you are no longer working and you will be able to get help with paying for school and childcare while you are in school also.

I hope this helps as I know it is difficult raising babies on your own.
J.

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D.C.

answers from Denver on

My cousin is in the same boat and went to school through Phoenix online. Apparently, this one is pretty good. I know CDD through Metro offers quite a bit of online courses as well to supplement full-time students who work. Good luck.

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