C.G.
It sounds like you really do not want to have an amnio at all. If you don't want to do it and are worried about the pain and emotional aspects, you can tell your doctor you are declining. In addition to being painful and making you nervous, amnio does carry a small risk to your pregnancy- I would consider what your reasons are for doing it and what you will do with the info you gain and decide if it's worth it to you. Good luck with whatever you decide. Don't be afraid to tell your doctor no if that is your choice.