H.W.
K.,
You need to familiarize yourself w/the Federal Family & Maternity Leave Act. I know some other moms who have worked for a company which had the same maternity leave terms, as your company seems to have. Only 3 of them had used up their sick time, to get the paid maternity leave. The others just worked right up til a week before their due dates. Its really up to you, K., how you want to go about this. But if I were in your position, I would definitely get to know the Federal FMLA - and know it well - before making any decisions. Good Luck & congratulations on the new baby!