Future:
I don't have an SUV - I have a minivan. I have two boys (my daughter is grown and on her own) so we needed space.
I looked at:
Ford Expedition
Honda Pilot
Toyota Highlander
Just to see if I could "get away" from the minivan. No. I couldn't. When the rear/3rd row seat is up in them - the space in the back MIGHT fit 5 grocery bags.
In my Honda Odyssey (I had a Dodge Grand Caravan) I have space. I can fit a La Crosse bag and a Baseball bag....in those mentioned above? I could not.
Also the 3rd row seat is HORRIBLY uncomfortable. Get in and sit in it yourself. That's what I did. If you have something like a stroller you keep in the back of the car - take it with you - put it in the back of what you are looking at. If it doesn't fit - you know it's not the car for you.
My insurance is not going to be the same as yours. I live in Fairfax County, VA. I have no speeding tickets nor accidents on my record (knock on wood) so I have 5 points on my driving record (In VA - that's a good thing).
I loved EVERYTHING about 2001 Dodge Grand Caravan EXCEPT the maintenance issues. That's why we traded it in. If it hadn't been for the maintenance costs? I would still own that car.
If you are going to be a FUTURE HOCKEY MOM???? I would go for the minivan. You'll have the space you need !!!! Minivans are NOT bad!!!