W.S.
Find out why your hubby doesn't want another child, if it is ONLY financial, point out that another child is another tax deduction and opens you up to be eligible for more federal help programs. We have 5 children and it is really not that hard at all. I buy most of their clothes at Good will or consignment shops and yard sales. Remember, clothes are only new until you wear them and wash them once. I have also learned to pray for what they need or want, like rollerblades, and God always comes thru for us. He is faithful!!
The hardest thing is taking them all out to eat. But we have learned to use coupons and "Kids eat free" nights and it all works out.
Trust God to provide for you. Ask for His leading in this. The bible says that Children are a reward from the Lord. And children bring you such joy, how could you put a pricetag on that??
Also Dr. Phil says that "your fixed expenses are not nearly as fixed as you think." What could you give up to save money? Cable for regular channel tv, DSL for Dial up, Cooking at home instead of eating out? Buying clothing and appliances at second hand stores instead of Wal-mart? There are a million ways to make room for the child you want financially. You can do this. It would be better to take a cheaper vacation as a complete family of 4 than to take a week in the bahamas as a family of 3 with regrets.
W., Flat Rock, NC