I have used Natalie Ann Photography. She does an affordable hourly rate, then you owm the CD of pictures and can print as many as you want. She was great to work with and she made the kids feel very comfortable. We had her come to our house and did inside pics because we had a 2 month old, but this next year we are going to meet her at the Arboretum.
www.natalieannphotography.com
e-mail: ____@____.com
cell:; ###-###-####
Also, check the business listings here at Mamasource, there is another mom who does photography this way (where you get the CD)and she advertised on this website. I think it was B4 Photography.
Good Luck!
S.