Oh man, do I feel your pain. We had our second baby in February, I was laid off in March, my mother passed away in May, my husband’s overtime at work got completely cut and my husband’s ex sued us just recently on top of it. So I know EXACTLY what you’re going through.
Here are a couple of thoughts I had. Since you were a sub, could you tutor from your home? Especially since you have connections with teachers and schools, maybe you can partner with them to recommend children to your services. Also, I know you make about $100/party that you have with Pampered Chef. That’s not bad money. A couple parties a month could really help out and because it’s your own business, the tax benefit is huge (many many things are tax write offs such as part of your mortgage, your car, your cell phone, etc) and it won’t matter if you’re pregnant in that case. Also, I know several women who are making pretty good money with companies like Mary Kay or Arbonne.
One point your husband has to come to terms with is that you have another baby on the way and no matter what he has to support you in this. There is no need to put any pregnant woman through any more stress than what’s absolutely necessary. You guys have to come together and be a team on this. Every week you should aside time to sit together and do the bills. This situation is not going to go away on its own and if either of you are not facing the music, it will only get worse and bigger things can happen like losing your house. This situation is a call to action and it needs to be done. He needs to gather himself and you need to be in this together 100%. Even if it’s stressful, it will only get worse if he’s not onboard. Also, he needs to understand you returning to work means childcare costs and unless you’re going to make $50 or even $60K+, affording good childcare for 2 or then 3 kids will be very difficult for you. We have 2 children and I’m returning to work fulltime. I found a DCFS licensed woman who does it out of her house and we will be paying $1300/month and she’s on the less expensive side! A daycare center will run you $2K+/month. So throwing it in your face to just get a job is not a logical answer at this point. I think doing something for yourself that capitalizes on your skills is a great idea. He’s just speaking out of frustration but he should look at the facts. You have to justify the cost of returning to work – childcare, gas, driving time, clothes for work, dry cleaning the clothes, extra food expenses, tolls if you get to work on the highway – there are so many things to take into consideration. I think a good, long conversation about this is in order so he can support you and instead of lashing out at you