T. - welcome to mamapedia...
I was 22 weeks when I lost our daughter 11 years ago. Your life is NOT over. I have been in your shoes and it sucks. It just sucks the life out of you. However, your life is NOT over.
I too had a friend deliver a healthy baby before me. I was happy for her. And hurting for me. She was wonderful in that she called to find out HOW I WAS and LISTENED for cues from me.
What do you do? You pick yourself up. You continue to live. It hurts. It sucks. The pain will really NEVER go away, but you learn to deal with it. It's been 11 years and 2 months for me. Do I think of her? Yep. Every day.
How do you tell people? Well, that's the hard part. You have tissues with you and you tell them the truth, we lost our baby.
If you want to know why or how this happened? You have an autopsy done. We did. I can tell you it will NOT make it easier, but you will have answers.
Your life is NOT ruined. I know it feels like it is. You talk about it with your husband - this is his loss too. Take time to heal. Don't shut people out. Don't tell people they don't understand. You can find a therapist that deals in pre-natal loss. There are support groups for women who have miscarried.
You can't let this define your life. You pick up and move on. As hard as it is, you do it. Why? Because you have a life. You have a husband. Love him. Hug him. You will need time to heal.
I am truly sorry for your loss. I know right now its hard to believe, but you will get through it. You will. One step at a time.