V.W.
Oh that baby fever, does it ever end. I'm already planning for when we'll start trying for number 2 and Brittany is only 5 months. You need to have a serious talk with your hubby and let him know how bad you want another baby. He shouldn't make you feel guilty about him having to work more to afford another baby, after all both of you will be making sacrifices if you decided to go ahead and try. Maybe you can find something to do from home to help bring in extra income. Does your mother help with any of the utilities? I'm not sure of your financial situation, but most couples will find a way to work this out if you really want a baby. Try to find out the real reason why he doesn't want another one right now.
Good Luck.