Homeowner's

Updated on June 24, 2009
A.P. asks from Katy, TX
8 answers

need the names of cheap homeowner's insurance companies. I am comparing prices right now. Also how in the heck do you get out of your entouch contract. It's included in my POA

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A.B.

answers from Houston on

Contact Brigance Insurance. They are an independant agency and can set you up with the cheapest insurance with the most coverage depending on your situation (age of house, claim history, etc). They offer TONS of products with TONS of companies - they get you the most bang for your buck - at least they have with my houses and cars. Plus, their agency is WONDERFUL. The agent, Calynn (sp?), is so nice and will tell you what you need to know, even if it is to go with another company (not affiliated with his). Oh, and ALL the quotes are free. ###-###-#### Brigance Insurance. Good luck!

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B.M.

answers from Waco on

Hi A....I can't comment on entouch, but as far as homeowners insurance, we're with Hochheim Prairie based in Yoakum, TX. Visit their ____@____.com to find a local agent near you. We've been with them at least 15 years now and have always been pleased with the service and rates are pretty reasonable. Check them out. Another one would be Texas Farm Bureau. You can find an agent near you on their website ____@____.com/Find an agent.

Good luck!

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E.S.

answers from Houston on

I have never heard of entouch, but I figure it is something to do with tv, phone and/or internet. If you have a monthly payment to make, stop paying. If you have a plan where a payment is directly posted to a debit or credit card, you can report the card lost, get a new one and they will no longer be able to take a payment, unless you give them the new number. Inconvenient for a week or so, till your new card arrives. You say it's included with your POA. Do you pay POA yearly? Monthly? Is entouch a separate charge on your dues? You may have a lot of trouble removing yourself from this! Good luck!

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T.N.

answers from Houston on

you can find some cheap insurance, but you better be careful. Countrywide has one or did, I guess they still do where if you had a busted pipe in the wall that had to be repaired, they would rip out the wall to repair the pipe but the insurance would not cover repairing the wall. They would only cover the pipe.

I have been in the mortgage insurance for a long time, but I have never heard about an entouch contract. What is it?

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P.K.

answers from Houston on

Not sure where your at but we use Liberty Mutual. We have two houses and they gave us the lowest price of all insurers. Ask about getting a higher deductible than the standard, this will lower your price too.
Here is our agent
Stephanie Wynkoop, LUTCF
Licensed Sales Representative
Liberty Mutual Insurance Company
18425 Champion Forest Drive, suite 230
Spring, TX 77379
Tel: ###-###-#### ext. 59058
Fax: ###-###-####
Email: ____@____.com
Website: www.libertymutual.com

Carol McNally

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S.B.

answers from Houston on

A.
Hi well I am w nationwide and I am paying 946 a year the thingis
If you can combine your insurance you save about 35percent. I
Have my home and auto with them . But also there have been several
Rate increases since one so it is in you best interest to search for
The best rates.
regarding entouch litterally the only way to do
That is to stop paying them! I had it and paid monthly bills that did
Not include the so called bundle savings and beside the fact that
The service was of poor quality. I stopped paying do to a dispute
And eventually (january of 08) they dropped me and cancelled the contract
I now use comcast regardless of the fct they said only entouch was
Allowed out here! Alot of neighbors have dish no one has been happy
W entouch. My next door nieghbors paid the yearly dues even though they to
Were with comcast and when they tried canceling the contract they
Said there's no such thing, they told them about me and they replied
It goes on a case per case matter! Yea if you pay they hold you to it
If you don't they don't want to deal with you! So good luck!!!

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V.G.

answers from Houston on

Hi, A.. Try googling 'free insurance quotes'. There are plenty of companies who will bid for your business. Tell them what coverages you want/need and they will give you 3-4 quotes. This is how I found mine. You can then go online to the Texas Dept of Insurance (or whatever state you're in) and get ratings for the companies you are considering. Good luck!

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T.E.

answers from Austin on

A. - Be careful about cheap - it doesn't always give you the best coverage in case of damage. Our broker is Sam Sotello, he's very good at shopping companies and combining to get the best rate possible. We have been happy with him. His # is ###-###-####. I don't know what entouch contract is, sorry? - T. Emerson

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