Help.................Need Some Serious Advice

Updated on September 19, 2007
J.C. asks from Lisle, IL
6 answers

I am currently 7 months pregnant and I've honestly been looking for work since January of this year because, I was laid off from an Administrative Assistant position that I was working. My unemployment recently ran out and my husband is the only person working right now, so we are basically living off of his income. He's doing the best that he can, but these bills are stacking up and I feel so helpless and stressed because, there's nothing I can do to help him because, no one will hire me at this moment. Is there any type of assistance out there somewhere? Is anyone looking for an Assistant for a short period of time? Any advice you could give me would be helpful. I'm just trying to make it thru this tough time right now until I'm able to go back to work after I have the baby.

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J.A.

answers from Chicago on

Greetings, I don't know how things worked out for you, but, I thought I would share this awesome, work at home business. It is absolutely free, no fees, no money investment, no meetings, and is registered with the BBB. Check it out! The Best of Luck, J. http://www.mypowermall.com/Biz/Home/49793

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D.K.

answers from Chicago on

I think you already go this advice but I would second checking out a temp company like Kelly or Accountemps, depending on your skills. It seems like there are a lot of temporary positions out there now a days. It gives you some flexibility as well, you can always turn down future work if you don't need it or are too tired, or whatever.

Congrats on your new little one and good luck.

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F.J.

answers from Chicago on

I too, went through the financial stress when I first started "Staying Home" I agree with the others on evaluate spending. This can get VERY tough. See what you are able to live without. Enjoy your kids and your pregnancy!! Try and take this time to see what makes you happy... is it working with your kids? Maybe you can tutor through summer... something independant I choose to start a business with The Body Shop At Home. This may be an option for you You can email me or check out my website
www.thebodyshopathome.com/web/faithjones
This worked out well for me it may be an option for you.

I would love to discuss this further to see if it would work for you. Good Luck!! :)

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S.

answers from Chicago on

perhaps your husband could get a second job til you are able to go back to work. If not bills are bills and they will still be there when you go back to work. relax everything has a way of working itself out. If you own a home perhaps taking out a home equity loan to get you through til you are able to return to work.
again.. relax and enjoy your children and your
pregnancy and everything will work out..

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J.

answers from Chicago on

Perhaps a short term temp job would be the best for your situation. You can get to work immediately and they are usually short in duration. Check out Office Team - they are a division of Accountemps or other temp agencies in your area. You most certainly don't want to be behind in your bills when you are expecting a new baby soon. You can still look for a new job while you are temping perhaps starting after maternity leave. GOod luck

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C.

answers from Chicago on

My first thought for the immediate issue is what can you cut back on as far as spending goes? Everybody has their splurges. Have you cut back on yours yet...whether it be eating out, cable/satellite, pampering things, spending more than necessary on clothes and food, expensive outings, phone bills like cell or land line as opposed to both, etc. Really, every family should be able to live off of one income mainly because of the unexpected, times like this, what child care expenses could be, expensive things breaking, etc. The vast majority do not do this, as evidenced in an outrageous number of people being over their heads in debt. But to live within your means takes out SOOO much stress. I really wish people would understand that and choose to live within their means instead of turning to debt and thus paying SOO much more for things because they are paying interest on everything. I'd much rather have less stress than the extra little luxery. It really urkes me when people blame the credit card companies. We are responsible for what we spend and we are responsible for living within our means. Somebody was recently telling me how she no longer gets government aid for child care as of recently as she drives around a new $50,000 vehicle. Pretty obvious that vehicle is out of range with a comment like that. She added stress to her life by buying the more expensive vehicle. We need to make choices to live WELL within our means instead of buying all the toys we can and then complaining that we don't get tax dollar aid or don't have some other toy/luxery. Sorry for the soapbox. Likely doesn't apply to you from what you wrote, but I don't want you to get in that mess that so many people are in. Almost everybody goes through some kind of really tight time I think at some point in life. It's hard financially with a family and this is not a cheap area to live. But it is possible and for you, this time will surely pass. I agree that it would be hard to get a job at this point in pregnancy as an employer would see maternity leave coming so soon. Just try to take steps toward habits of less spending if possible, to help in the long run and even to get you through this time. The second income when you gain it again should be for things like building up good savings for retirement (like 401K & IRAs), crisis time savings and then with what's left still, big ticket items and maybe some of those splurges. So to start, try to make it a goal to live within the means of one income, though tight now because you don't have that cushion built up. Then when you get back to work, start building that cushion! You are surely not alone, but hopefully this helps to think through some of the budgeting you are facing. Best wishes to you!!

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