Well, i sometimes feel like an idiot talking to my husband. Like he decides to ignore what im saying or suggesting. I dont expect much, i just got so use to a different life before we met.
For example: i was raise with plenty of money, so i know what its like to not worry about money. But then again i watched my mom be very responsive with money and she made sure to show us money doesnt grow on tree. So i learn to be responsible. At age 16 i was on my own. So i had to fend for myself. So now im so use too always being broke or worry'ng what if i dont have enough money for such and such. And i dont take handy downs from people. I wasnt raised like that.
And my husband is just so care free, like nothing worries him. If he spent money stupidly and is broke now he'll just call his parents and wola presto he'll receive money the next day to help him till next pay day. :-/
I guess what im saying is how do i approch him about this. Because im not going to change my ways i like sitting on $200 every month incase of an emergency. Sure i prefer to stay at home than splur on stupid things if i dont see it necessary.
So how do i approch him about this issue??
I just feel so over whelmed by this. :-/ (Could be my prego hormons lol!)
Hope i made sense...
Thanx you all for your great advice! Im just hope we he can do it lol!
I would suggest to him that you both take Dave Ramsey's class. It helps so much with managing money! Here's the link:
http://www.daveramsey.com/fpu/home/
It's not unusual for O. spouse to be better with money (more frugal, responsible, etc.) and O. to be more carefree.
I think the solution for you might be a budget. And factor in building an emergency fund.
I never borrow money from relatives. Thanksgiving dinner just tastes different, you know?
i agree. my husband and i have made some bad money mistakes. we are now paying for them. we cut up 3 credit cards after paying them off and he turned around and got another. i have no credit cards he has 5. i will eventually get one but not more. i have a separate bank account and he wanted me to pull out the money i had in savings and i said no that is money i am SAVING for when we move this summer. plus i just opened it and so it only has 50 in there. if his account gets over drawn its my fault because i do the shopping and buy things that arent needed.. (food, toiletries, things my dd needs for school).
i would sit down and talk to him and work out a budget. its going to be hard but its a bad habit to continue to rely on his parents every time he cries no money.
There are relationships that are based on the car payments, don't let that happen to you. When you speak to him try to express yourself to others without reference to things bought. Talk about eye color, weather, politics, in short remove your mind from thinking about stores, malls, and anything you buy. For a week both of you try only buying what you need, not shoes or dresses, only food and gas. Go a week without spending any money but find other ways to keep busy, wash the car and the house, shampoo your rugs. Focus away from pleasures of the dollar and grow in your ability to experience life together and its pleasures. After transcending money learn to meditate.
you should go to dave ramesey. he can teach you how to budget your own money and stop relying on others to hold you up when your able to do it on your own. because you are able to do it on your own.
btw its not handy downs- the term is hand outs or hand me downs. hand me downs usually refer to kids clothing sometimes toys. hand outs usually refers to people begging or expecting others to give them money/things
