Ok, I have a question, I hope I can get some advise back.
I have, a lets just call her a co-worker, she is not a friend, she is just someone I know & see on a daily basis Monday-Friday for maybe 10 minutes total a day, so I see this person for less then 50 minutes a week. She is always in need of money once a week, it could be $10.00-$20.00 a week. This person always ask's me if they can borrow & they will pay me back on payday. I have done it for a while now, and it is an every week thing. Same thing. Can I "borrow X-amount until payday" As I said everyweek, and every paydaythis person pays me back. But I'm starting to wonder whatthe hell does this person do with their cash? This person makes more then me about 400.00 a week more. So here is my question to you all, How doI make this person stop asking me for money with out causing any hrt feelings, or any thing?
Please, I am starting to get annoyed with this. And if I'm going to keep giving this person money, do I have the right to know why or what they are doing with their money? After all I feel like an ATM!
If it were me, next time I see her I would beat her to the punch and ask her if she has $20 I could borrow :^)
I would simply say to this person, "You know, I really am starting to feel like your personal ATM. I am not comfortable loaning you money any more. Sorry." And then just walk away.
You have to say NO! It's bothering you, it needs to stop. I was in a similiar situation, but it wasn't money. My neighbor asked me almost daily, can I borrow xxx... It was VERY uncomfortable the first few times I had to tell her no. She would go on and on, what am I gonna do etc. Tell yourself over and over, It's not my problem. Give yourself a little pep talk before you know she's gonna hit you up. Then be FIRM. Do not give in. You don't owe her an explanation. You could simply say times are tough, sorry. You will feel so much better, she will eventually give up! It will actually feel good once you get through it a few times. Good luck!
Just say, "No." You don't owe her an explanation, just like she doesn't have to tell you what she does with her money.
Remind yourself that you are not an ATM or the person's private bank.
Hi Mama,
If you ask questions BEFORE giving the money, then yes, you have a right to know where the purpose for which the money is being used. However, if you give her the money without question, the no, you do not have the right to know. Once the money is given up and as long as she pays it back, in my own opinion, its none of your business what she does with it.
Now here are a couple of ways of getting her not to ask anymore:
1. Say no right off the bat. Continue to saying no until she stops asking. Declining to give someone money is not rude and I feel your annoyance on this issue. I once had a friend that asked for money all the time. Since she has a child, I helped. Until I found out also that she made more than me and would squander her money. It's basically a maintenance thing. They don't know how to maintain, or "budget", their money.
2. Ask if everything is ok financially with them. Or if you can help them budget their finances or suggest someone who can help. Getting in their business may seem a little rude but it they are asking you for money every week, I wouldn't take offense.
Hope this helps!
Tell her you don't have it, start carrying just enough for you, if you feel bad lying, but, you should not feel bad, especially since she is not a friend, it should not be an issue.
be direct
"i don't mind lending you money in a pinch every once in awhile because i know you're good for it, but do you realize you have been asking me every week? it makes me feel uncomfortable"
I would just tell her you only carry enough money for lunch for yourself.
"Sorry, I don't have any extra cash today." Or as some wise person once said, "'No' is a complete sentence." You don't have to give any reason. It is weird that she keeps asking you, though. Maybe she needs one of these: http://www.shirtpervert.com/index.cgi/movietshirts.shirtp...
I would say, no, you don't have the right to kow what this person does with her money. But you do have the right to say no to lending her anymore. Just say, sorry, I'm pretty tight this week myself. I do thinks it's wierd though that she asks you constantly. Does she do this to anyone else?
I agree with the previous posters about carrying only enough cash for yourself. You can also avoid questions and hurt feelings by telling her that in order for you to better account for the way you spend your money, you are only paying for things with debit/credit cards. Good luck dodging this person. I'm guessing that once you stop loaning her money, she'll avoid you altogether.
well the obvious thing to do is just say NO........but since you are having trouble for some reason here are some suggestions:
1) sorry i cant
2) i left my wallet at home
3) my husband needed cash this morning
4) i used all my cash putting gas in the car
5) cant this time
6) i gave all my cash to my kids for lunch money
7) why do you always ask me for money
how can you be so worried about causing hurt feelings to someone that constantly hits you up for money that you dont even know?
