My husband and I are looking to purchase a new bed. We are interested in a Tempurpedic that has the remote control adjuster. I know there are a lot of different types of termpur beds and it is confusing. We went to a mattress store yesterday in Kenosha WI and they were pretty pricey as I assumed. A couple months back we also went to bedding experts and saw a bed for 1300.00. We don't want to get financing but at the moment we have no option. Does anyone have advice on where to go and what would be a good financial plan to pay the bed off in a smart way? Thank you.
Thank you everyone for your advice. I spoke to my husband and we probably will get the bed cover from tempurpedic until we can afford a new bed. The beds at the store looked so awesome and they made it seem more attractive with their 0% finance for 4 years if you purchased a mattress for more than 2,000. We really liked them because they are adjustable, termpur and with a 20 year warranty. I'm thinking once we are done paying off our debt this October we can maybe look for black friday deals! Thanks again eveyone :)
As for the finance part, being a Dave Ramsay fan I recommend saving up until you can pay cash for your new bed.
Are you wedded to the name brand? If not, check out department stores like Macy's and JC Penney. Many are still having after-Christmas sales and you could get a great deal on a comfy mattress.
You do have options... lots of them and they cost less than $1300. Just my opinion here, but if you need financing to purchase your mattress, then this may not be the time to do so. Put money away for the next few months and buy it in cash.
temperpedic has a mattress top you can buy for your bed for cheaper until you can pay for the whole thing.
amazon.com usually has sales on these, with no tax or shipping
http://www.google.com/#q=tempurpedic+bed+top&hl=en&am...
Hubby and I have Mason jars in our Master Bath that we label with things we want/need...we put in $20 or so dollars out of both paychecks...it does take a lil' longer to save up this way but this is what we have done for the last 13 years and we have never had CC Debt.
One of the benefits to this way is when the jar starts to fill up the fun begins and you can start your bargain hunting and shopping around! By paying cash we are way more observant of quality and what a good use of our $ would be!
~We have bought our bed this way, along with 2 beach vacations, 2 new dishwashers, 1 new trash compactor and the living room TV....sadly the very first Jar we made was for the roof when we bought our house 10 years ago....it still doesn't have anywhere near enough $ in it....Good thing the roof is holding :)
We bought a new Tempurpedic "style" king mattress on Ebay and have owned it for 5 years and it has held up fabulously!! We paid $500, a fraction of the cost of the name brand.
I heard a buying tip a few years back that seems to be "true": Never buy a mattress at full price, they have some of the highest markups of any product out there...always buy on sale and usually sales are upwards of 50% off. Looking through the sales ads for beds and mattress esp. during the fake sales holidays of Memorial Day and July 4th (maybe the new models come out during the summer?) it certianly seems like a good tip. If you can't afford w or w/o financing paying the full price maybe you could save up for a half off sale?
