Been there..... 4 times!
Does it get any easier? I don't know.... but at some point, we have to release our fear and worry, otherwise it negatively impacts our health, too.
Daughter was in a severe accident... dozed, caught the shoulder, and flipped her car. The car landed on its roof.... btw... she was 24 when this happened.... We've been extremely fortunate that none of the other kids have been in severe accidents.... daughter #3 was involved in several fender benders... but was at fault on only 1, fortunately.
She walked away with a broken collarbone and 4 stitches on one finger.
One thing we did was to severely restrict their driving for at least the first 6 months..... basically to and from school and school/church activities, or errands for M. and dad. No highway driving for the first 6 months, either.
Also, you can set up guidelines based on grades.... anything below a "B" on a report card or progress report, and no driving until the next report....... even if you DID bring it back up.
Turn this into a positive, and a way to train responsible young drivers.