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8

Refinance

H.M. asks from Phoenix

I'm looking into refinancing my home loan but not too sure which bank should I go with. It seems like most bank are offering about the same interest rate, the differ...

14

Buying a House in This Market

I.X. asks from Los Angeles

So who here has purchased a home in the last 6-12 months? Our landlords are moving back to the house we live in (we found out only days ago). Uggh. Moving again! ...

8

***Mortgage After a Short Sale

A.G. asks from Detroit

A few years back my husband was laid off while I was working on my Masters Degree. We had a baby and no income. We had to short sale on our home. It will be 2 years t...

9

Can Anyone Explain to Me What a Mortgage Credit Certificate Is? Is It Worth It?

S.G. asks from Houston

Ok so I'm looking to buy a house in Texas. I have been pre-approved and ready to go. My lender just told me about the program for a Mortgage Credit Certificate. I ...

5

Information About First-time Home Buyer!

N.L. asks from Dallas

My husband and I are buying our first home and was wondering what advice and/or information anyone can give us about buying our first home. We are currently talking t...

5

Car Accident & Bankruptcy!

C.S. asks from Dallas

OK! So, my mom was watching my daughter this weekend while my husband and I were out of town for a wedding. A man ran a redlight and hit my mom and daughther. Thank...

7

Looking for Mortgage Lender / Broker

S. asks from Minneapolis

My husband, my 9 month old son, and I just moved to the area about four months ago. We are wanting to buy our first home in May or June. I was wondering if any of yo...

5

Buying House W/ Challenged Credit W/ Tax Incentive

M.D. asks from Dallas

We are interested in buying a house this year, in part to take advantage of the tax incentive, but also because its time, we need to expand, but our credit isnt the g...

19

Life After Filing for Bankruptcy.

S.T. asks from Washington DC

Many blessings to you all, My husband and I recently filed for bankruptcy due an enormous amount of medical bills. I was wondering if anyone has any advice a/o ...

10

Update - Selling House

V.S. asks from Reading

Three weeks ago I asked for advice regarding buying our dream house without selling our current house first. The kids were dubious and I was worried that our house w...

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Answer Highlights

  • there is life after bankruptcy in 2 answers "I just want to let you know that there is life after bankruptcy."
  • your current lender in 2 answers "In addition I would ask your current lender if they will have to reset up your escrow ..."
  • your credit score in 2 answers "That drives your credit score up."
  • 5 percent down in 3 answers "FHA is 3.5% down, and has a lower rate than your conventional loans."
  • wells fargo in 2 answers "... and would love to refer you to my brother who does mortgages through Wells Fargo."