Dave Ramsey

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41

What Major Changes Did You Make to Be Debt Free?

M.D. asks from Corpus Christi

I have read Dave Ramsey and we "tried" it for a month or so. Then we quickly went astray without even realizing it. I really want these credit card bills gone!!!! ...

24

What Would You Do? Better Finances or Cheerleading?

B.K. asks from Austin

My 13-year-old is a competitive cheerleader. The expense is enormous, in my mind. 300.00 for cheer uniform, 150 for shoes, 20 for a bow, make-up. We pay the coache...

17

ok...now What?? Building a House Question

A.M. asks from Kansas City

hey mamas! you've all given such good advice in the past, i hope someone out there can help me on this one. my mom just recently bought my grandparents' land (to keep...

25

People Who Have Tackled Debt

A.S. asks from Los Angeles

We have 30k, yes 30k of credit card debt. Didnt even know it was that high until we added it up and I cried. We bought Dave Ramsey's "Total Money Makeover" book and...

20

Life Insurance for SAHM

J.G. asks from Chicago

I'm just curious how much life insurance other SAHM have? We have a 500k policy for me. I wonder if this really is enough, however, because without me, the kids woul...

13

Financial Planning?

A.G. asks from Chicago

Ugh!!! We have got to get on a financial plan. I have figured out that my mind does not like the term "budget"--it sounds so restrictive to me. Anyway, . . . We...

29

2 Questions About Kids- Money and Dinner

L.K. asks from Austin

Hi Moms, I have 2 questions- 1. When your kids don't eat what is prepared for dinner do you make them something else or let them get some cereal? I have a 14 ye...

18

Getting My Husbands Cooperation with the Bills!!!!!

A.S. asks from Nashville

I don't think I am alone in this situation, but if anyone has any suggestions to get my husband to cooperate with paying the bills, I will be forever greatful!!!! He ...

10

Fun / Unique / and Good Ways to save Money

B.B. asks from Chicago

A year ago we took the Dave Ramsey Financial Peace University class, and we are almost debt free - he said you can say that when the only debt you have is your mortga...

7

Seeking Frugal Tips

A.P. asks from St. Louis

I have read Dave Ramsey's book Financial Peace and researched a lot of the mainstream frugal sites such as tightwad and frugal.com. I shop Aldi and resale shops. I ...

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Answer Highlights

  • credit card debt in 5 answers "... when he lost his job, we wouldn't be paying $1500 of money to credit card debt ..."
  • highest interest rate in 3 answers "... it does make the most sense to pay off whatever has the highest interest rate ..."
  • paying off your debt in 2 answers "If you can afford your current living situation while paying off your debt, then stick ..."
  • let her finish out the season in 2 answers "You may at least want to let her finish out the season since cheering really is a ..."
  • total money makeover in 3 answers "I was going to suggest Financial Peace, too -- We went to a Total Money Makeover seminar ..."