D.S.
Hi, K.:
People give money when someone they love dies. If she needs help in paying funeral expenses, apply it to that. If she doesn't need money to help pay funeral costs, then save it for later.
If she has a favorite charity, she can donate the money in her husband's name.
She doesn't have to do anything now because she is still in shock from her loss. She can wait and think things through.
Just a thought.
D.
My condolences to the family for the loss.