Wow does this sound familiar :)
Our 2 year old, well ok 3 on Monday, goes to bed around 9 or so, but she will be up in her room until 1030-11 most nights!
She doesn't freak out, but instead is in her bed "reading". We tried to take the books away and make her lay down, but later we decided that if she is not coming out of her room and she is happy, then why fight it and make it a battle.
She too there for awhile did the whole, I have to pee routine. That did suck big time, but we started to tell her she could get up and go on her own and then had to tuck herself back in. After about a week of us not giving her that potty attention, she gave up on it.
We did end up getting her a princess flash light for her bed. I found it at Lowes one day while checking out. It is small and hand held. Although it probably eggs on the reading at night, she was doing it in the dark anyhow, so we thought what the heck, lets help her see the darn books.
Perhaps your daughter would like a flashlight or something similar to help with her fear. I had a terrible fear of the dark, so I know how it feels... my mom too just left the light on for me :)
As for naps.... our girl will go 50/50. Half of the week she will sleep 2-3 hours and the rest of the week she won't nap at all. We just tell her on those days she still have to be in her room until a certain time and then she can come out. Basically when she hears her little sister get up, she knows she can come out. That works for me. I still get my quiet time and some times she does just fall asleep!
Good luck... you are not alone!