L.M.
Congratulations! Its great that your thinking of saving now until waiting until a month before the baby is born.
I haven't read the other responses ...
You can start with the theroy if I don't see it I won't miss it. If your employer offers direct deposit have a set amount directly transferred to a savings account, if direct deposit is not available do it yourself.
How much to you carry arround in your purse for day to day expenses? The little things like stopping for a cup of coffee, change for the vending machine, a quick snack while running errands, etc. Cut that amount in half and put the rest in savings.
Cut up the debit card. Everyone I know who uses them, uses them for impulse items that they don't need. It also never fails that they miss calculate somewhere along the line and get hit with the outrageouse $35 fee. Use cash instead.
Do you eat out a lot or do take out? Cut it back by half and put the extra savings into your savings account.
Unless your already on a strict grocery budget, there are lots of ways you can save. Use coupons. Plan your weekly meals around the sales. Avoid the deli counter. Instead buy blocks of cheese and slice it yourself, make leftovers to use for sandwiches. Try buying store brand items, many of them are just as good as the brand names.
Do you drink a lot of soda, coffee, etc.? Last year I gave up soda and replaced it with water. Not only do I feel alot better, I'm saving money too. I also make it a habit to drink water with meals, this includes when I go to restaurants.
Buy in bulk. It's still early in your pregancy, but as you get father along, cook large meals and freeze some. It'll make it much easier when the baby arrives.
Instead of putting money into a savings account that pays almost no interest, consider paying some of your bills in advance. If you can get a month or two ahead on things like a car payment you won't have to worry about it during the time your not working.
Rather then going out to dinner at a restaurant, hubby and I will go out for lunch. Lunch is usually much cheaper than dinner.
Keep track of how much money you spend for one month. I mean every little thing. By doing this you'll be able to see where you can cut some of your expenses.
I hope some of these ideas help. Good luck.