T.C.
We banked my son's, not sure if we'll bank #2's since he/she could use my son's if necessary. If the expense doesn't rule it completely out of the question, I think it's worth it. I think there are so many future possibilities for its use. Who knows what it could be used for in 10-30 yrs. I guess it's just another sort of insurance. You need car insurance, you might have life insurance, this is just another sort of health insurance. You may never need it, but it's there for peace of mind. It is expensive though (I think it was around $1500 initially, then is $100/yr. for storage w/ CBR).