The Free Credit Check That's Legit

Updated on July 12, 2011
S.X. asks from Libertyville, IL
10 answers

i remember a law was passed where we could check our credit once a yr for free.... does anyone remember WHICH site that is? thanks

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S.C.

answers from Chicago on

Www.annualcreditreport.com is the one to use for a free credit report. they are very good and they forward you directly to the credit reporting companies.

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G.T.

answers from Modesto on

I've always used www.annualcreditreport.com

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

We guard your privacy.

Please be aware of how you arrived at this site. To ensure that you are visiting the legitimate site, type https://www.annualcreditreport.com directly into the address bar on your browser. You will never receive an email directly from the Annual Credit Report Request Service.
For further information please read the Security Policy.

4 moms found this helpful
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J.L.

answers from Minneapolis on

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3 moms found this helpful
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G.H.

answers from Chicago on

JL gave you the exact websites to obtain your yearly credit report....i wouldn't recommend going to any other sites they can be tricky to navigate through without getting you signed up for other services that charge fees.

Also the best thing to do is order a credit report from 1 place and then 6 months later or another credit report from the other place. Anything can happen in 6 months and this will give you a bit more peace of mind getting it every 6 mo rather than once a year.

2 moms found this helpful

C.T.

answers from Detroit on

quizzle.com is free. i love them.

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M.M.

answers from Chicago on

I think freecreditreport.com works

To not be a ding against your credit, you have to be the person who pulls the report and not a mortgage person.

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C.P.

answers from Chicago on

Www.freecreditreport.com is NOT free, it's just deceiving. the only website that is truly free with no strings attached is www.annualcreditreport.com

Freecreditreport.com is only free if you buy thier monitoring service. Stay away from sites that claim to be free and aren't.

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R.M.

answers from Chicago on

Www.freecreditreport.com

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J.G.

answers from Chicago on

annualcreditreport.com is the website where you can check once per year. freecreditreport.com is NOT completely free.

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A.R.

answers from Minneapolis on

I just did this the other day.
www.annualcreditreport.com

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