I didn't get married with any illusion that this would bind my husband to me in some sort of hogtie-your-man-to-keep-him-forever sort of thing. I'd been living with my guy for four years before we got married. Had I not lost my health insurance we would have just tripped along in our lives without bothering to tie the knot. However, when I became uninsured, and he was in a position to cover me, the pre-requisite to get put on his company insurance plan was to get married. We tried to claim common law marriage, then domestic partnership, but it was a no go both ways.
We paid $111 bucks for a marriage licence and I got married in jeans at the local city hall. A week later I was covered by his insurance!
Funny enough nearly nine years of marriage, a daughter and a job loss (bye bye health insurance!) later, we were talking about getting an amicable divorce because while his new job insured him, and healthy families covered my daughter, I was left out in the cold! However, if I were divorced, I could be covered by medicaid!
Married for health insurance, divorced for the same? It would be pretty funny. We didn't go through with it and I'm still uninsured because we just can't afford the monthly fee. It's insane. It costs us $12 a month to cover my daughter, $75 to cover my husband... but should I be added to the insurance plan that would be $550 for the both of us. Half a mortgage payment a month!
We're already on a shoestring and barely making things work now... no way we could afford that unless we didn't have to pay for gasoline to get to work or eat. If we could get away with flying to work superman style and living off sunbeams and dewdrops we could swing health care for me. C'est la vie, eh?
IMHO do what works for your family be that marriage, single but living together, separated, divorced, living in pods under the ocean... whatever. I won't judge. I have no leg to stand on. I'm just trying to play the game and get by without losing my shirt.