I see you have a lot of answers, but here's what worked for me. I'm a delicate flower with dry skin, so if you're the same maybe this will help!
I used to exfoliate and use toner etc. I went to the dermatologist and I was pretty much doing everything wrong. Don't exfoliate, it is too rough on your skin, don't use toner, it dries it out too much.
She said to use CeraVe cleanser (over the counter, a little hard to find, but worth it) and then perscribed Mimyx cream for my face (it is actually for chemo patients). And my skin is SO MUCH BETTER! So if you don't want to get a perscription just get a good moisturizer with no fragrance. I liked Clinique Turnaround cream before I got the perscription, but I'm not sure if that has fragrance.
Good luck. My son inherited my delicate skin that's no fun either!