J.K.
I wouldn't be too concerned. All kids develop at their own pace. I have three kids - my youngest is almost 13 months, and he won't point to anything :)! He rarely does anything on command. Is there something you are reading that tells you that she should be doing those things? I stopped reading those after my first. Also, as far as crawling - my daughter(my first) started the army crawl at 9 months, did that forever, then crawled a bit, cruised, walked on her knees, and then finally walked at about 16 months. Now at almost 5 she's a little ballerina, and you would never even know most of the kids her age were walking way before her.
If you are concerned, her 12 month appointment will tell you more, but I just had mine with my son, and the doctor deemed him just fine. She wanted to know if he had any words(which BTW, my daughter was talking so much earlier than my boys, how about yours?), what he was doing physically, how he was eating and sleeping, and that was about it.
Having three kids really has made me realize that babies grow so fast and at such different rates, that it's easy to worry if you let it bother you. If you sit back and enjoy the milestones as they come, life is a lot less stressful!
Good luck!