Seeking Advice on Health Insurance for My Family

Updated on May 13, 2009
K.H. asks from Garland, TX
4 answers

My husband and I are really wanting to get health insurance for our family. The company I work for doesn't offer any and neither does the restaurant my husband works for (I take that back, they offer Aflac... we have their accidental coverage, but that's it).

I really want to find something that's affordable. Every place I've looked has a high monthly premium with a high deductible as well & doesn't cover maternity at all. It's very important for us to get some because of our son. Also, we're talking about having another baby soon, so we're looking for some that has maternity coverage as well.

If anyone knows about a company that offers all of the above. PLEASE let me know!!

Thank you moms!!! :)

2 moms found this helpful

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More Answers

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

C.M.

answers from Dallas on

We are self employed and we went through Assurant Health and got our policy through them. We pay about $500/mo, but used to pay over $800 for similiar coverage. Yes, there is a deductible, but when you are not part of a large group plan, it is what it is. I've been happy with our coverage and I think they do offer maternity (although we're not in need of it anymore!).

good luck!

1 mom found this helpful
Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

G.A.

answers from Dallas on

K.,

Have you tried looking into Mega Life and Health
Insurance? They have vision, dental, prescriptions,
and maternity. The phone number is:
1-866-855-5540
I hope this helps.

G.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

G.B.

answers from Dallas on

I am an insurance broker, you can find my company listed on mamasource "Covenant Health & Life" as well as the positive reviews I have received from moms just like you.

First let me tell you we have over 50 years of experience in placing families into private healt coverage in Texas. If you want the straight answers on health care you should give us a call, we have no agenda or company to answer to thus enabling us to tell folks the truth about our lousy health care system and how to protect you and your family from it.

Feel free to conatact me with any questions you may have, you will find us friendly, professional and most importantly HONEST which unfourtunantly is hard to do these days.

My contact information is listed below and also on my business listing on mamasource.

email:____@____.com.
phone: ###-###-####

Thanks
G.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

S.R.

answers from Dallas on

We went through www.ehealthinsurance.com and compared a lot of different policies without going through an agent. They were very helpful and the application process was easy. Good luck!

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