E.R.
I got pregnant with my second unexpectedly when my first son was 6 months old. I would have said I wasn't ready for another, but since at that point It had happened anyway, I concluded it was best to get it all over with so that they could be doing things together, and when they are old enough, I can start getting my own life and interests back in order. I don't wish it any differently now. They are both under 2, and it isn't easy; but not as hard as I expected. If you think your marriage is strong enough to endure another baby now, then go for it. But if you think it may not be, then I would focus on that first and when you are confident about it, then go for number 2. I do sense, however, that you prefer to wait. You didn't mention what your husband has said about it. If he has a strong opinion, then go with that. If it was difficult when he was employed, he may become resentful now when it could be harder. Essentially it has to be discussed and decided between both of you. 36 still is not that old to wait another year or 2.