Prenup

Updated on January 22, 2007
V.M. asks from York, PA
7 answers

I was wondering about Prenups. Has anyone had to sign a prenup?
I am a single mother of 2 and my fiancee who financially does really well wants me to sign a prenup only against all accumulated assets prior to marriage. I do not think there necessary and it makes me feel like he is safe guarding the marriage and does not trust that we will work out? He said to me last night that I was not even the benificiary to any of them and that they are going to other people in his family. So if we are married and I am not the bennificiary and he dies I would end up with nothing but a life insurance. I do not feel confortable know that he has taken steps to give money to others and not myself or his to be step kids. He said that I will get the life insurance witch in the amount of that as to compared to his income would if in death suppliment the cost of living only 1 year meaning me his wife and my kids and if we have one will be homeless after 1 year that is why I see this as a big deal. It's not about access to them it's about the bennificiary's on them that it the issue it in the case of divorse I agree that I have no right to them, but if happily married and in his death yes I do! Though the prenups has nothing to do with anything after marriage that is still as normal 50/50 split or whatever the state of residincy's laws are.
I talked to him about this idea of his last night and he got really pissed off so as of now I am so hurt I'm just trying to come to an agrement on his terms of a prenup but one that works to satistfy both partied.
It helps that i work for 5 finicial advisors and know the plans he is refering to I do not know the dollar amount and have never asked I don't really care so what I requested as the bennificiay it a good way and it gives me no access unless as of death.
I speak of this issue strongly "in case of death" being he travels over seas alot and not to good areas for weeks to monthes at a time with his work.

What can I do next?

  • Add yourAnswer own comment
  • Ask your own question Add Question
  • Join the Mamapedia community Mamapedia
  • as inappropriate
  • this with your friends

More Answers

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

L.M.

answers from Charleston on

I don't see an issue with it. My husband and I did not have any assets when we got married so it was not an issue. It certainly doesn't sound like he is trying to make it financially difficult for you to get out of the relationship or anything like that, he just wants to be careful.

I know that the process and the idea of it stinks, but if you think of a marrage as a legal union between two people, it sounds like you have the type of fiance that likes to dot the i's and cross the t's on that contract. Nothing wrong with being overly cautious and, in a way, I think it shows how serious he takes that union.

1 mom found this helpful
Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

J.C.

answers from Raleigh on

In NC it doesnt matter because what is his premarraige is his after divorce anyway, so if you are ok with it sign it. I am getting divorced right now,and stuff that we bought while together on a shopping trip TWO days before we got married are now HIS even though they were bought for the marital home. Happily married or not, you have no rights to anything in the state of NC until after the Marraige license is signed.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

T.B.

answers from Asheville on

HI,V.!FIRST LET ME SAY I ALWAYS TYPE IN UPPER CASE SO I'M REALLY NOT YELLING! ALTHOUGH I MIGHT FEEL VERY STRONGLY ABOUT THIS SUBJECT! I THINK THIS GUY MUST NOT TRUST YOU VERY MUCH IF HER DOESN'T EVEN CONSIDER THE OPINION THAT YOU HAVE!!FIRST, OF ALL I FEEL LIKE THAT IF YOU LOVE SOMEONE ENOUGH THAT A PRENUP IS NOT NECESSARY. IF HE REALLY LOVED,HONORED,TRUSTED,& CARED FOR YOU AND YOUR CHILDREN THEN HE WOULD'T NEED YOU TO SIGN A PRENUP. I COULD SEE A POSSIBLE PRENUP THAT STATED THAT YOU WOULD GET NOTHING SAY IF YOU TWO WERE MARRIED LESS THAN SAY 5 YEARS. NOW, THAT SOUNDS FAIR!BUT TO GIVE EVERYTHING TO OTHERS IN THE EVENT OF HIS DEATH THAT IS JUST WRONG IN ANY WAY THAT YOU TURN IT OR TWIST IT!! I WISH YOU THE BEST OF LUCK, BUT REMEMBER IF YOU LOVE SOMETHING LET IT GO IF IT COMES BACK IT'S YOUR IF IT DOESN'T IT NEVER WAS!MAY GOD BLESS YOU AND YOUR CHILDREN.T.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

L.C.

answers from Jacksonville on

im not trying to be rude but if you were to marry someone poor you wouldnt get anything either marriage i s about love not money...should you have a child with this man i bet he would then change the agreement my husband did something of the sort then changed it when we had a child...im confused about why u would think you are entitled to anything this man earned before you and that u are upset by this at all sounds to me like u are both planning for a failed marriage instead of a life long commitment. maybe hes protecting himself because he thinks by u making an issue of this that you really are out for his money...thats what i would think if iwere him...sorry

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

G.S.

answers from Fayetteville on

Unless he is living off of a huge trust fund or has a minimum of 6-7 figures in the bank that is pretty ridiculous to have a pre-nup. So if you really love him they it's your decision. However I really don't believe that one is necessary. If he really trusted you he wouldn't ask for one. HOWEVER if he has that much money please don't forget to protect ur-self in the event that he does something wrong to ruin the marriage. Tell him it's a 2 way street. Good luck!!

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

M.P.

answers from Spartanburg on

I know it seems insulting, and like he's PLANNING for the failure of your marriage, but if you don't have a problem with the actual terms of the prenup, I'd say take a breath and sign the stupid thing.

Question: Does he already have one drawn up? Typically, the assets you accumulate before your marriage are not equitably divided in a divorce anyway, so his terms are a little redundant. This is not true in long marriages, where the assets are commuted into marital property, but again, you need to ask yourself what you would want IF the marriage failed. If after 25 years of marriage you would feel entitled to half of his mother's antique china, then don't sign. If you think you won't care, then sign.

You will need to retain your own attorney to advise you- this is not only a good idea, but it is the law in a prenup.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

T.E.

answers from Charleston on

Hey im sorry to hear that i cant imagine how that makes you feel. I would be upset about it too i would think the same thing. Have you asked him about it? You two should talk about it you know. find out why he wants it like that.

For Updates and Special Promotions
Follow Us

Related Questions